Education Loan Platform · Nepal
Apply for loan that funds your
Submit your application and documents online. Partner banks review your case directly — no branch visit needed.


Financing Up To
15 Lakhs
For Education Loans
Approval Process
3-4
Business Days
Fast
Application
Processing
Lower
Interest
Rates
About Unnati
A simpler path to education financing in Nepal
Unnati is a digital education loan application platform — not a bank, not a lender. We exist to make the loan application process clearer, faster, and less stressful for students and their families across Nepal.
Rather than visiting multiple bank branches with paper forms, students submit a single structured application through our platform, upload documents digitally, and receive status updates — all in one place. We work alongside partner banks to ensure your application reaches the right people with the right documentation.

How It Works
Apply with Your confidence
Four clear steps from sign-in to funded — every step backed by partner banks built for Nepali students.
Our Approach
Financing built around your education journey
Unnati connects students with the right loan options, guidance, and trusted partner banks so families can plan for higher education with confidence.

The Unnati Formula
"Unnati is where financing meets education — and where students build their future."
Unnati Team
Our Differentiator
Why Choose Us?
Reasons why you choose us to apply for a loan

Financing
- Education Loans
- Skill Loans
- No-Collateral Options
- Flexible Tenure

Partner Banks
- 18+ Partner Banks
- Best-Rate Matching
- NRB-Regulated Lenders

Application Support
- Eligibility Check
- Document Checklist
- Application Tracking
- Dedicated Support

Digital Tools
- EMI Calculator
- Online Application
- Real-time Status
- Secure Document Upload
Our Impact
Numbers that show real progress
A quick look at how Unnati is helping students and families access education financing across Nepal.
5K+
Students Guided
Rs.4.5Cr+
Loans Facilitated
7
Provinces Covered
90%
Approval Rate
12+
Partner Banks
2,400+
Applications Processed
See if you qualify — before
you apply.
Answer a few quick questions to preview your loan eligibility, expected sanction range, and which partner banks fit you best.

EMI Calculator
Find the right loan for you.
Your Monthly EMI
Rs.22,744
11% Interest Per Annum
Rs.8,80,000
Rs.2,11,715
Total Loan Amount
Rs.10,91,715
Get Started Today
Ready to fund your future education ?
Fill in one application. Let Unnati connect you with NRB-regulated partner banks. No branch visit, no paper forms — decisions in days, not weeks.
Get Started Today
Ready to fund your future education ?
Fill in one application. Let Unnati connect you with NRB-regulated partner banks. No branch visit, no paper forms — decisions in days, not weeks.