Unnati Logo

Education Loan Platform · Nepal

Apply for loan that funds your

Submit your application and documents online. Partner banks review your case directly — no branch visit needed.

Happy student in graduation cap

Financing Up To

15 Lakhs

For Education Loans

Approval Process

3-4

Business Days

Fast

Application

Processing

Lower

Interest

Rates

About Unnati

A simpler path to education financing in Nepal

Unnati is a digital education loan application platform — not a bank, not a lender. We exist to make the loan application process clearer, faster, and less stressful for students and their families across Nepal.

Rather than visiting multiple bank branches with paper forms, students submit a single structured application through our platform, upload documents digitally, and receive status updates — all in one place. We work alongside partner banks to ensure your application reaches the right people with the right documentation.

Students on a university campus in Nepal

How It Works

Apply with Your confidence

Four clear steps from sign-in to funded — every step backed by partner banks built for Nepali students.

Our Approach

Financing built around your education journey

Unnati connects students with the right loan options, guidance, and trusted partner banks so families can plan for higher education with confidence.

Students planning their education journey together

The Unnati Formula

BanksEducational InstitutionsSkill ProvidersSmart Financing
=
Every Learning Opportunity Within Reach
Reduce application stress
Improve approval chances
Simplify documentation
Enable faster disbursement

"Unnati is where financing meets education — and where students build their future."

Unnati Team

Our Differentiator

Why Choose Us?

Reasons why you choose us to apply for a loan

Financing

Financing

  • Education Loans
  • Skill Loans
  • No-Collateral Options
  • Flexible Tenure
Partner Banks

Partner Banks

  • 18+ Partner Banks
  • Best-Rate Matching
  • NRB-Regulated Lenders
Application Support

Application Support

  • Eligibility Check
  • Document Checklist
  • Application Tracking
  • Dedicated Support
Digital Tools

Digital Tools

  • EMI Calculator
  • Online Application
  • Real-time Status
  • Secure Document Upload

Our Impact

Numbers that show real progress

A quick look at how Unnati is helping students and families access education financing across Nepal.

5K+

Students Guided

Rs.4.5Cr+

Loans Facilitated

7

Provinces Covered

90%

Approval Rate

12+

Partner Banks

2,400+

Applications Processed

Check Your Eligibility

See if you qualify — before you apply.

Answer a few quick questions to preview your loan eligibility, expected sanction range, and which partner banks fit you best.

No credit-score impact
Checker

EMI Calculator

Find the right loan for you.

Rs.
Rs.50,000Rs.15,00,000
Yrs.
1 year7 years

Your Monthly EMI

Rs.22,744

11% Interest Per Annum

Principal
Total Interest

Rs.8,80,000

Rs.2,11,715

Total Loan Amount

Rs.10,91,715

FAQ

Got questions? We've got answers.

Still have questions? Email our support team

Get Started Today

Ready to fund your future education ?

Fill in one application. Let Unnati connect you with NRB-regulated partner banks. No branch visit, no paper forms — decisions in days, not weeks.